نوع مقاله : مقاله پژوهشی
1 عضو هیئت علمی دانشگاه پیام نور تهران
2 دانشجوی دکتری علوم اقتصادی، دانشکده معارف اسلامی و اقتصاد، دانشگاه امام صادق (ع)
عنوان مقاله [English]
one of the methods which helps banks to identify their competitive position and performance quality is assessing their performance in various dimensions and ranking them. Considering the importance of the issue and in order to achieve the goals, it seems necessary to formulate a comprehensive and complete model for assessing the performance of banks. Therefore, in this research, efforts have been made to analyze the performance of governmental, private and semi-governmental banks in Iran using the CAMEL ranking system.
The aims of this research are identifying and assessing the health indicators of the banking system in Iran, predicting the future threats of its banking system and providing solutions for improving health indicators of its banking system. The current applicatory research is a descriptive-analytic study and specifically a case study. The sample of this study was purposely selected among Iranian banks (a total of ten banks), which in fact these banks are more significant and the sample includes each of three types of banks. Data were also obtained on the basis of the financial statements of the banks and their balance sheets. After reviewing the financial statements and calculating the exact calculations of the CAMEL indicators in the sample banks, the obtained figures were compared. Consequently, private banks in some indicators and semi-governmental or governmental ones in other indicators obtained better quorums. The reasoning and analysis of mentioned condition was discussed at the end of the study.